consumerservices

Need Funds? No Problem.

$50,000.00.

When you need cash now, why wait? If you have a regular source of income and need funds fast, apply online for a loan up to $50,000.00.

Apply today and, if approved, check your account. Let's get started.

Our Additional Consumer Financial Services

Although we are well known as nationwide purchasers of owner carry-back mortgage notes, we additionally provide a suite of other important consumer services for our clientele including lump sum cash outs of structured settlements, advances upon pending inheritances, pre-settlement legal advances, and more.

Settlement
Cash Outs

Gaming Award
Cash Outs

Inheritance
Advance

Pre-Settlement
Legal Advance

Consumer
Credit Cards

Life
Insurance

Auto
Loans

Business Note Buyer, Mortgage Note Cash Outs

Mortgage
Refinance

Reverse
Mortgages

Debt
Settlement

Lump Sum Cash Outs of annuities can provide a immediate cash to take advantage of important opportunities that present themselves.  To get started, tell us about your cash needs and simply click the button at right and request an Annuity Cash Out Worksheet.

Structured Settlements Cash Outs

Court Awarded Structured Settlements and Annuities are income streams paid by a life insurance company to compensate an injured individual as the result of a personal injury lawsuit, medical malpractice suit, wrongful death suit or any other type of liability settlement.  As a result of injury or wrongful death, plaintiffs are commonly awarded very large annuity-styled settlements which pay monthly.  Rather than receiving the settlement in a monthly installment, you can opt for a lump sum payout when the need requires it.

Lump Sum Cash Outs of annuities can provide a immediate cash to take advantage of important opportunities that present themselves.  To get started, tell us about your cash needs and simply click the button at right and request an Annuity Cash Out Worksheet.

Gaming Award Cash Outs

If you are the lucky winner of a state sponsored lottery or if you have been fortunate to have won a Vegas-style casino jackpot payable in monthly installments and you would prefer a Lump Sum Cash Payment, our contract buyers can help.  As the winner of a lottery or gaming jackpot you can…

  • Receive a Lump sum of Cash for Your Gaming Annuity
  • Sell Only a Percentage of Your Gaming Annuity
  • Sell a Specific Number of Monthly Payments (Partial)
  • Any Combination of the Above

Inheritances Advances can provide a immediate cash to take advantage of important opportunities prior to receiving you inheritance.  To get started, tell us about your cash needs and simply click the button at right and request an Inheritance Advance Worksheet.

Inheritance Advance

If you are an heir or beneficiary of a pending inheritance of cash, securities, or other marketable liquid assets and need FAST CASH TODAY…we can help.  Our experienced contract buyers are experts in securing the ready cash you require through the mechanism of an Inheritance Advance. You can receive an Inheritance Advance of up to $250,000 regardless of your credit and usually within 7-10 days of your completed application.  There are NO monthly principal or interest repayments to make while your pending inheritance is tied up in probate. 

Legal Advances can provide an adequate financial cushion to an injured party in many cases.  To get started, tell us about your case and simply click the button at right and request a Legal Advance Worksheet.

Pre-Settlement Legal Advance

Often, claimants in Personal Injury, Sexual Harassment, Corporate Accounting Malpractice and other law cases involving personal damages can no longer meet their monthly rent, automobile, or other critical financial obligations due to the lengthy times necessary to be granted suitable awards.  In the past, such claimants have frequently needed to accept lesser settlement amounts due to pressing financial difficulties.  Now, our clients can sustain their personal lives and give their legal counsel the necessary time to achieve the full value of the case with the help of a Pre-Settlement Lawsuit Advance.

Our website is reader-supported and in some instances, we utilize affiliate links. When you buy through links on our site, we may earn an affiliate commission.

Top Rated Credit Cards

In today’s economy, having credit cards is an essential part of life and there’s a whole world of credit cards out there. But just like you, when it comes to credit cards, we know one size does not fit all.  Our credit card experts are courteous and  dedicated to helping you make the right choice, with the best credit cards available from our partners. We feature cards that include rewards, cash back, travel, balance transfer, 0% intro APR and more. Let our partners do the research so you don’t have to sift through hundreds of options and companies just to find the best card for you.

Our website is reader-supported and in some instances, we utilize affiliate links. When you buy through links on our site, we may earn an affiliate commission.

Life Insurance (Protect Your Family)

The pandemic has a lot of our clients reconsidering their need for life insurance. Nearly 30% of adults are more likely to buy life insurance over the next few years compared to their inclination to buy it pre-pandemic, according to LIMRA, an industry-funded research company.

If you’re considering buying life insurance to protect your loved ones, one of the first steps is to decide how much life insurance you need and then shop for a quality, well rated insurance provider.  Fortunately, our partners do all of that leg work for you.  Let us help!

Our website is reader-supported and in some instances, we utilize affiliate links. When you buy through links on our site, we may earn an affiliate commission.

Auto Loans (New and Used)

Comparing loan rates before you buy a new or used car puts you in a stronger negotiating position at the dealership. This is true whether you have strong credit or need a car loan for bad credit.  Our affiliated partners are a good place to start your search.

The higher your credit score, the better rate you’ll receive when shopping for an auto loan. Our clients with good credit can currently expect to receive an APR around 5.5% or even lower for used car loans and 4% or lower for new cars. 

Business Note Buyer, Mortgage Note Cash Outs

Our website is reader-supported and in some instances, we utilize affiliate links. When you buy through links on our site, we may earn an affiliate commission.

Mortgage Refinance

Refinancing a mortgage involves taking out a new loan, typically with better terms, in order to pay off an existing loan and, in many cases, get additional cash out due to the home’s increase in value.  Our clients typically choose to refinance their home mortgage when interest rates decrease or if they have an adjustable-rate loan that is higher than available fixed rates. If you are considering refinancing a mortgage, it is a good idea to first calculate how much it can change your payment and our mortgage refinance partners can quickly provide you with that information and then refi options.

Our website is reader-supported and in some instances, we utilize affiliate links. When you buy through links on our site, we may earn an affiliate commission.

Reverse Mortgages

A reverse mortgage is a loan based on the paid-up current value, or equity, in your home. Unlike a conventional mortgage where you pay, with a reverse mortgage your lender pays you in monthly payments, through a variable line of credit or in a lump sum. You don’t have to repay the loan until you sell your house, move, or die. Your balance is deducted from the proceeds of the sale when it comes due, and you or your heirs will get any money left over.

The most common reverse mortgage is a home equity conversion mortgage (HECM), which the Federal Housing Administration insures.  Find out more!

Our website is reader-supported and in some instances, we utilize affiliate links. When you buy through links on our site, we may earn an affiliate commission.

Debt Settlement Services

Having debt issues is stressful. You can  start to lose sleep and feel constantly pressured. Normal activities don’t feel as enjoyable. If you have tax debt, it can be even more stressful and can have you feeling even more pressured because taxing authorities have the power to garnish wages, levy, lien properties and do even worse things to ensure that they get paid.

But there’s a solution!  Our partners have been helping people and small businesses get the debt relief they need and deserve nationwide. We only work with top rated companies that are recommended by numerous independent organizations and with hundreds of thousands of people counseled successfully over the years.

Financial Solutions for You

As members of the International Association of Commercial Finance Brokers (IACFB), we can assist our valued clients in securing both the commercial and consumer financing they need and deserve.  If you are currently experiencing a financial problem personally or in your business, it’s likely we can help.  To find out how and explore your options, simply complete our contact form by clicking the button below. A member of our courteous staff withh be in touch with you within 24 hours!

Client Reviews

Janie HansenJanie Hansen
21:01 22 Feb 22
Working with Highlands Management Service was, yet another satisfying experience. That is the reason I have used their services twice and certainly will again if the opportunity arises. They expeditiously got the job done as agreed.Phone calls/texts were answered in a timely manner. I was kept abreast of each step and given updates as to the status of my request.These people are efficient, courteous, business minded, and knowledgeable.Can’t beat that for a business partner!
DT WilliamsDT Williams
17:49 22 Jul 21
When I decided to sell my mortgage note I had no idea how the process worked and was pleased that Highlands Management Services made the process very easy for me. I received my money within a few weeks. Thanks again for the great service and professionalism. I highly recommend you to anyone looking to sell their note.
Yolanda LeeYolanda Lee
14:07 24 Jun 21
Highlands Management Services provides excellent customer service. They are very friendly and personable, yet professional. They will also go beyond to ensure you are comfortable with your decision without pressure which is a great quality in a company. I would definitely continue working with them if another opportunity presents itself.
Stacy FosterStacy Foster
18:25 10 Jun 21
Excellent service. Very professional and effectively put my concerns at ease. I will work with this company over and over again.
Linda LackLinda Lack
16:22 15 Oct 20
My contact was very professional a helpful in resolving issues that arose. I would highly recommend!!
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Our Clients Benefit From Our Access to Over 500 Individual Lenders Through the International Association of Commercial Finance Brokers

Highlands Management Services: Your gateway to 500+ lenders worldwide. Tailored financial solutions for business growth, property, and working capital. Partner with us for top-tier service and competitive rates.

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Get In Touch

Meet Us

34194 Aurora Road, Suite 251, Solon, OH 44139

Call Us

+1 (866) 641-3395

Email Us

William Byrd, CEO highlandsmanagementservices@outlook.com

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Disclaimer Statement: This website does not constitute an offer or solicitation to lend. The operator of this website is not a lender, does not make loan or credit decisions, and does not broker loans. The operator is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product This website provides a service only and is not acting as a representative, agent, or correspondent for any service provider or lender.

Loan amounts can vary. Cash transfer times may vary between lenders. Completion of this application is in no way a guarantee that you will be approved for a loan offer. Every lender has its own renewal policy, which may differ from Lender to Lender. Each Lender has their own terms and conditions. Loans may not be available in all states, and the amounts and terms may vary by state and lender.