Our Purchase Types & Guidelines

Highlands Management Services is a national buyer of seller financed mortgage notes.  We purchase individual loans as small as $20,000 and as large as $3,000,000.  We work with all grades of credit.  Our purchasing guidelines are as follows:

•  SECURITY TYPES
  • Single Family Residential
  • Multi-Family Residential
  • Condominiums
  • Apartment Buildings
  • Mobile Homes
  • Improved Land
  • Unimproved land
  • Commercial Properties (all types)
• NOTE TYPES NOTE TYPES
  • Seasoned or New Notes
  • Performing and Non-Performing Portfolios
  • First Liens
  • Balloons
  • Real Estate Mortgages
  • Contracts for Deed
  • Land Contracts
  • Deeds of Trust
  • Partial Interest
• BUYING PARAMETERS / INVESTMENT TO VALUE RATIO
  • Owner Occupied Single Family 75-90%
  • Non-Owner Occupied 75-90%
  • Commercial Properties 60-80%
  • Improved Land 65-85%
  • Unimproved Land 65-90%