Our Purchase Types & Guidelines

Highlands Management Services is a national buyer of seller financed mortgage notes.  We purchase individual loans as small as $20,000 and as large as $3,000,000.  We work with all grades of credit.  Our purchasing guidelines are as follows:

  •  SECURITY TYPES
    • Single Family Residential
    • Multi-Family Residential
    • Condominiums
    • Apartment Buildings
    • Mobile Homes
    • Improved Land
    • Unimproved land
    • Commercial Properties (all types)
  • NOTE TYPES NOTE TYPES
    • Seasoned or New Notes
    • Performing and Non-Performing Portfolios
    • First Liens
    • Balloons
    • Real Estate Mortgages
    • Contracts for Deed
    • Land Contracts
    • Deeds of Trust
    • Partial Interest
  • BUYING PARAMETERS / INVESTMENT TO VALUE RATIO
    • Owner Occupied Single Family 75-90%
    • Non-Owner Occupied 75-90%
    • Commercial Properties 60-80%
    • Improved Land 65-85%
    • Unimproved Land 65-90%

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